Refinancing

Better structuring your home loan, can save you money. It can also free up cash for renovations, investment properties and other purchases.

Reasons to look at refinancing

  • Access the equity in your home for renovations, a new car or investments
  • Lowering your interest rate and repayments
  • Locking in a fixed interest rate or moving to a variable rate
  • Extending or reducing your loan term
  • Getting extra features not included in your current mortgage
  • Simply wanting to change lenders.

Lower interest rates

You might look at changing between variable and fixed rate loans, or simply changing to a lower rate. Either way, a great interest rate could save you thousands in interest.

Save on lender fees

Moving to a loan with lower or no monthly fees or additional charges can add up to some big savings over time – and money that could be better spent paying off your loan.

Consolidate and pay off debt

Mortgage repayments are easier to manage when you have less personal and credit card debt. If you owe money on your cards, a car or personal loan, it may be worthwhile rolling this debt into your refinanced home loan to save interest and ease the financial burden.

Free-of-charge mortgage broking

The only way to know if changing loans will save you more – and do more for you – is to get a home loan review. Your Australian Credit Review broker will do the research, loan comparisons and, if applicable, organise a new loan – all at no cost to you.

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